P.O. Box 276 - 201 E. 5th Street, Canton, SD 57013 | Ph. 866.477.3838

Farm Mutual Insurance Company of Lincoln County
Farm Mutual Insurance Company of Lincoln County
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866.477.3838

Home and Renters Insurance

Farm, Livestock & Grain Insurance

Farm, Livestock & Grain Insurance

Home Insurance isn't a "one-size-fits-all" policy.  We have the options you want so that you have the coverage you want.  We also offer Renter's Insurance.

Farm, Livestock & Grain Insurance

Farm, Livestock & Grain Insurance

Farm, Livestock & Grain Insurance

We know you have a lot on your mind, so the last thing you want to worry about is your insurance policy.  Our policies are designed to meet today's needs for your farm.

What We Offer

Farm, Livestock & Grain Insurance

What We Offer

 

  • Farm Dwellings
  • Farm Outbuildings
  • Machinery
  • Livestock
  • Grain
  • Liability
  • Inland Marine
  • Homeowners
  • Rental Property
  • Renters Property
  • Equipment Breakdown
  • Service Line Coverage

Let us help you get the coverage you need. Get a free quote today!

Find an Agent

Frequently Asked Questions

Please contact us if you cannot find an answer to your question. Call (866)477-3838.

You can learn more by visiting with one of our agents.  We have several agents across eastern South Dakota, so you can find an agent near you.  Click here to Find An Agent.


The best thing you can do is contact your agent.  Once we have received your claim, an adjuster will be assigned and will contact you.


We write policies across the state of South Dakota.  Please contact our office with any questions. office@sdfarminsurance.com 


Our annual meeting is held on the first Thursday of April. 


About FMICLC

Company History

Farm Mutual Insurance Company of Lincoln County has been providing insurance to South Dakota since 1883, six years before South Dakota even became a state. 


The Farm Mutual Insurance Company of Lincoln County South Dakota dates back to 1883. In the Company home office is a framed certificate signed by George H. Hand, Secretary of Dakota Territory. This was six years before South Dakota became a state, in 1889.

Many things have changed since those early years. Company records indicate that the total claims paid during the 5 year period of 1890 to 1895 were $577.50 and in 1895 the Company had reserves of $420.04!

The Company was started by several of the same people that were involved in the formation and early operation of Lincoln County. The Company’s home office was actually in the Lincoln County Courthouse until 1969.

Up until the early 1980’s the Company wrote a five-year prepaid policy that provided coverage for only fire perils. Today’s policies provide much broader coverage and can be packaged to include coverage for fire, wind, liability and many other perils.

For more than 100 years the Company sold their policies exclusively through the agent housed in the home office. Today we have agents in over 50 different locations in South Dakota.

Copyright © 2021 Farm Mutual Insurance Company of Lincoln County

All Rights Reserved.

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